All “I already did it” guides
I replied or called
A reply or a call on its own rarely costs you anything. What matters is what you gave them.
Gave them anything?
Each has its own steps:
Stop replying, and block them.
A reply shows them someone is there. They may try again from a new number.
Report it.
Report it to your police or your country's fraud reporting service, even if you lost nothing. Reports help stop the same scam reaching others. Add your screenshot of the message, if you took one. In the US and UK, you can also forward a scam text to 7726.
From now on
Don't trust calls that say they're your bank.
Hang up and call the number on your card. Your bank will never ask you to move money or read out a code.
Watch for the next message or call.
Scammers often come back with a more convincing one, sometimes pretending to be your bank or the police. Check it here before you act.